5 Hacks For Instantly Boosting Your Credit Score

People who struggle with their credit scores can improve their financial life by boosting their scores with these hacks.

A veteran credit specialist said, “Step one in every credit rehabilitation journey would be the triage process,” which is essentially prioritizing which debt is affecting your score the most.

Another hack is to write a ‘goodwill adjustment letter,’ which is used to help remove a missed payment you might have forgotten to make that greatly affected your score.

Additionally, consumers should pay off the higher-balance credit cards first and make sure they try to achieve a ‘0 balance’ at the time of their statement date.

Another important hack that consumers can use is contacting their financial institutions and requesting a lower interest rate.


Photo from Alpha Media Portland OR